You know my auto insurance dropped me? I put in one claim in twenty something years and they drop me like a hot potato! Is that fair? About as fair as turning the one claim I reported into three separate claims. That way I had to pay the deductible multiple times. They said since the damage to my car happened on three different occasions that it was counted as three separate claims. It didn't matter that I wasn't at fault. Only that I turned in three claims within six months of each other. Now I'm stuck looking for new insurance. Something should be done about insurance companies who sit back and take your money for years on end and when you finally turn in a claim they abandon you. Doesn't your safe driving record count for anything anymore?